10:22 p.m. — The tears flow as “AGT” uses Proto holograms to beam in many of the finalists’ loved ones from all over the world. A hologram of Tanya Tucker closes out the segment as she gives her support to Chapel Hart. Later, Kia announces they will give a brand new car to the winner and the runner-up. How is the prize money awarded? A disclaimer during the closing credits explains: “The prize, which totals $1,000,000, is payable in a financial annuity over forty years, or the contestant may choose to receive the present cash value of such annuity.” This means that the winner can either choose to get $25,000 a year for 40 years, or they can take the present cash value of the annuity. According to Forbes, the present cash value in 2011 was around $300,000 before taxes.
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